When you buy a used car from Eddie Wright Car Supermarket in Scunthorpe you can rest assured that it will have undergone a vigorous HPI check to ensure that its previous history is guaranteed. The HPI Check is the single most important check that you can do before buying a previously owned car and protects you against vehicle fraud. Every car that we offer for sale here at Eddie Wright will include a HPI certificate that verifies that the vehicle history has been checked by HPI Ltd.
The HPI check scrutinises the history of any vehicle registered in the UK and the report will alert to any adverse information held about the vehicle by finance companies, insurance companies, the DVLA and the Police. The main content of the HPI report will advise if there is any outstanding finance on the vehicle, if the vehicle has been reported stolen and technically belongs to someone else or has been cloned (disguised as another vehicle already on the road) and also verify its true mileage. In addition, the report will advise if the vehicle has had an insurance claim for repairs or previously been a write off (declared a total loss). See more details about the report below.
VIN Match
Compares the Vehicle Registration Mark (VRM) against the Vehicle Identification Number (VIN), where your dealer has provided both, to try to detect a ‘ringer’ or ‘clone’, i.e. a stolen vehicle with a false identity.
Vehicle Identity
Does the vehicle match the description recorded at DVLA? Details of all road registered vehicles are recorded at HPI and the HPI Check reflects information recorded on the vehicle’s official V5 document.
First Registration
HPI confirms the vehicle’s first date of registration in the UK to help establish the true value of the vehicle.
Outstanding Finance
Over half of new cars are bought using finance agreements, making them the property of the finance company until the debt is cleared. HPI has over 7 million records on this register, against which this vehicle has been searched to highlight any outstanding debt.
Condition Alert
Has a car been ‘written-off’ by an insurance company following major damage or theft? The HPI Check searches over 14 million records to make sure the vehicle is not a total loss or now belongs to an insurer.
Condition Inspected
HPI has a unique register of former damaged ‘write-offs’, which have passed an inspection against a Thatcham approved standard to confirm the integrity of the repairs.
Stolen Vehicles
Any vehicle currently recorded by the police as stolen or missing is highlighted in the search.
Security Watch
Some vehicles such as hire cars are at special risk from fraud or theft. This register checks for vehicles that are flagged as ‘at risk’ and being offered for sale without the owner’s consent.
Plate Transfer
Plate transfers are perfectly legal, but can be used to cover a dubious past. An HPI Check will automatically pinpoint all plate transfers since April 1990 and make sure that none of the prior identities have anything to hide.
Mileage
The National Mileage Register (NMR), with over 125 million readings, can help reveal discrepancies in a vehicle’s mileage history.
If you would like further information please click here to contact us or call 01724 245 573 and find out why all our customers drive away with complete peace of mind.